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Terms of Service

Last updated: April 20, 2026

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

OEMSB operates oemsb.com as a sponsored content and lead-generation website for adults in Australia who want information about private health cover comparison services. We are not an insurer, health fund, broker, or financial adviser, and we do not issue policies directly.

3. No Personal Advice

Content on this website is general information only and is not personal, financial, medical, or legal advice. You should review the relevant Product Disclosure Statement, policy terms, and provider information before making a decision.

4. Accuracy of Information

We aim to keep information current, but we do not guarantee the completeness, accuracy, or availability of any content, providers, policies, pricing, or savings examples shown on the website. Availability and eligibility can change without notice.

5. Third-Party Providers

If you submit an enquiry, we may share your details with a third-party partner so they can contact you. Any product, service, or policy you discuss or obtain from a third party is governed by that third party's own terms, conditions, and privacy practices.

6. User Conduct

You agree to use the website only for lawful purposes and to provide accurate information when completing forms. You must not misuse the website, attempt unauthorized access, or interfere with its operation.

7. Limitation of Liability

To the maximum extent permitted by law, OEMSB is not liable for any direct, indirect, incidental, or consequential loss arising from your use of, or reliance on, this website or any third-party service accessed through it.

8. Changes to Terms

We may update these terms from time to time. Your continued use of the website after any update means you accept the revised terms.

9. Governing Law

These terms are governed by the laws applicable in Australia.

10. Contact Us

If you have any questions about these Terms of Service, contact [email protected].